The post-Thanksgiving reality is upon us. It’s a time when expressing our love for family and friends can start to feel like a price tag. Anxiety spikes, guilt creeps in, and January looms. Born Rich (Bob Proctor and Sandy Gallagher) offers a reframe that’s unusually helpful right now: money is a servant, value appears when it circulates, and generosity works best inside clear limits.
What Born Rich argues—and why it matters now
In an inflation year, mindset helps only when paired with habits and systems. Here are the core ideas—and the simple routines that make them usable.
- Use money as a servant by putting it to work—value emerges when it circulates (not when it sits), and circulation isn’t squandering.
- Pay yourself first (“the Babylonian law”): route at least 10% to future stability before any discretionary spend.
- Expectation beats worry: decide who you are (generous, financially secure) and back it with simple routines (fund January Peace at 10% before any gifting; set a hard gift cap).
- Create a vacuum: let go of clutter (budget lines, stuff, stale obligations) to invite better choices.
Paired with simple routines, these ideas reduce anxiety. Pay yourself first and set a cap so “I hope I don’t overspend” becomes “I protected January.” Design for human connection (experiences, skills, problem‑solving) so each dollar compounds. Be confident in your choices—honor your cap and let the value circulate.
How Born Rich lands (and where to add nuance)
Born Rich shines when it moves from mindset to method. Its metaphysical language about “vibration” works best as a mindset metaphor—use it to steady expectation, then act through clear limits and thoughtful gift design. The point isn’t to spend more; it’s to create more meaning. Limits make room for experiences, useful tools, and attentive presence—without debt or dread. My take: I recommend Born Rich—especially in an inflation year. Read it for the servant/circulation framework and pay‑yourself‑first discipline, and know the “vibration” language doesn’t land with everyone.
Because love isn’t a price tag, here are practical ways to give meaning when time and money are tight.
Guilt-free gifts for time‑poor givers
- Book it: schedule an experience and send the invite.
- Prepaid help that frees a loved one’s time: a cleaning service, childcare swap, meal kit, or tech setup session.
- Local memberships for shared outings: museum, makerspace, community classes—put a date on the calendar.
- Skill-building tools + check‑ins: a month of a language/music/coding app paired with a weekly call you lead.
- Attention gifts: a letter + a 30‑minute call to plan your 2026 goal together.
Bottom line
We don’t overspend in December—we undersize our returns. By that I mean we pay for things that don’t compound: objects instead of shared experiences, clutter instead of problem‑solving, or gifts without the attention/time that makes memories stick. Honor your family, friends, and colleagues without dreading January. Protect January first, set a clear cap, and design gifts that circulate meaning through money, time, and attention. That’s Born Rich—made usable when budgets are tight.
Get started today
- Fund your January Peace-of-Mind account (10%) before any gifting.
- Set your total gift cap.
- Choose one experience, one tech tool, and one attention gift for three people you love.
- Vacuum prep: remove three items from your Amazon cart, cancel one unused subscription, or drop one budget line you don’t need.
- Then breathe a sigh of relief, and enjoy life. ✨